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Unfortunately for Samsung, iris-scan aside, Android Pay works in much the same manner and is compatible with a lot more devices – anything with NFC and Android 4.4 and higher.

Google has also had more time to get more banks on board with Android Pay, which works with Master Card and Visa cards from the likes of Bank of Scotland, First Direct, Halifax, HSBC, ISle of Man Bank, Lloyds Bank, M&S Bank, MBNA, Metro Bank, Nationwide, Nat West, Royal Bank of Scotland, Santander, TSB and Ulster Bank.

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Disappointingly, Samsung says Pay doesn’t yet use Magnetic Secure Transmission (MST), the technology used by magnetic strip cards and older payment terminals.

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Right now, we’re looking at whether we can use MST for loyalty cards or something like that in the future.” Asked how Samsung expects its service to compete with Google’s Android Pay, Mr Brown said, “We can complement [Android Pay], but Samsung Pay is also fully integrated with everything we’re doing.

“We think it’s the easiest way to make a mobile payment.

Samsung has clear differentiation to Android Pay.” The S8 allows you to authenticate a payment through Samsung Pay with a PIN, a fingerprint or – on the S8 and S8 – an iris scan.

Mr Brown say it will work “seamlessly” with Bixby too, but the new voice assistant still doesn’t work to its full potential in the UK.

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